Credit bureau

A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special Accessing Entity in the Philippines, and also to private lenders.[1] It is not the same as a credit rating agency.

  1. ^ "Credit Bureau: Definition and comparison to credit registries". The World Bank.